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*Old Age Benefits in the US: A Comprehensive Guide*


The United States government provides various benefits to support its senior citizens, ensuring they live comfortably and with dignity. These benefits include financial assistance, healthcare coverage, and other forms of support.


*Financial Assistance*


- *Social Security Retirement Benefits*: Eligible citizens aged 62 and above can start collecting monthly payments, which can increase if delayed until age 70. The average benefit in 2025 is around $1,907 per month.

- *Supplemental Security Income (SSI)*: SSI provides monthly payments to qualifying individuals who are elderly, blind,

or disabled and have limited income and resources. The maximum benefit amount is $943 per month for individuals and $1,415 for couples in 2024.¹ ²


*Healthcare Coverage*


- *Medicare*: Medicare is the nation's health insurance program for citizens aged 65 years or older. It covers hospital costs, prescription drugs, temporary nursing home stays, medical equipment, doctor's visits, and more.³


*Eligibility Criteria*


- *Age*: Typically, individuals must be 65 or older to qualify for old age benefits.

- *Income Limits*: There are federal income and resource limitations, with assets not exceeding $2,000 for individuals and $3,000 for couples.

- *Citizenship Requirement*: Applicants must be US citizens or qualifying non-citizens.


*How to Apply*


- *Social Security Administration (SSA)*: Visit the SSA website to apply online for Social Security retirement benefits or SSI.

- *BenefitsCheckUp Tool*: This tool helps find government and private benefit programs for seniors.

- *USAGov Benefit Finder Tool*: This tool finds programs based on eligibility.

- *Eldercare Locator*: Call 1-800-677-1116 to find agencies near you that deliver benefits.⁴ ⁵


*Additional Resources*


- *AARP Benefits Database*: Provides state-specific benefits for seniors.

- *211*: Call 211 to find local organizations that offer essential community services.⁶

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